Making Seminary Affordable

Tuition, Scholarships, & Financial Aid

Cost shouldn’t stand between you and the ministry preparation God is calling you to. Westminster Seminary California offers scholarships, grants, and student loans to help make seminary tuition affordable. Here you’ll find everything you need in order to plan for the cost of seminary.

Apply to WSC Today    Financial Aid Forms

A Community That Invests in You

Your tuition is only part of the story. Donors give an average of $2.5 million a year to support WSC and reduce what students pay out of pocket. More than 50% of the seminary’s operating budget comes from the generosity of God’s people around the world, while tuition covers a little more than 35%.

95%+

of eligible students receive a scholarship or grant each year

$1.2 million

awarded yearly in need- and merit-based tuition assistance

50–60%

average share of tuition covered by scholarships and grants

$2.5 million

given by donors each year to lower students’ costs

Additionally, up to $50,000 per year in Federal Direct Loans for U.S. MDiv students, and up to $20,500 for U.S. MA students, to cover tuition and living expenses.

 


What It Costs

2026–27 Academic Year

The following tuition and fee schedule has been approved by the Westminster Seminary California Board of Trustees for the 2026–27 academic year. Tuition and fees are subject to change for subsequent academic years. See the Academic Policies and Academic Calendar for registration deadlines.

Tuition

Per credit hour$570
Audit, per credit hour (non-refundable)$285
Listener’s Pass, per 1- or 2-unit course (non-refundable)$125

Required fees

Student Association, per semester (non-refundable after week 2)$25
Library, per semester$25
Technology, per semester$100
Commencement$250

Application and program

Application for Admission (non-refundable)$150
Visiting Student Application (non-refundable)$15
Enrollment Deposit (non-refundable)$250
FE691 Pastoral Internship, all MDiv students, second semester of first year$1,710
Other fees, only if they apply
Late registration$50
Add/Drop, per transaction$15
Degree program change$15
Official transcript$10
Monthly service fee on unpaid tuition or fee balance$50
Student mailbox key deposit (refunded on return)$25

Key dates for Fall 2027

Priority Review Windows provide admitted students with a timely financial aid offer and housing placement. They are deadlines for housing and aid, not for admission. You can apply for admission any time before classes begin in your term. Admitted students should complete the WSC Financial Aid Application and the WSC Housing Application by the appropriate deadline for their preferred priority window.
Application Links

Aug 2026 – May 2027Recommended window to submit your Application for Admission
Nov 4, 2026Early Action deadline
Feb 3, 2027Priority I deadline
Mar 10, 2027Priority II deadline
Apr 14, 2027Priority III deadline
May – Aug 2027Admission, aid, and housing applications reviewed on a rolling basis
May – Sept 2027Federal loan applications can be completed for fall
Jun – Dec 2027Federal loan processing for the fall semester

Other Deadlines

  • Returning students: submit the WSC Application for Financial Aid by March 15 for the next year. Aid is normally awarded for one year, and late applications may receive reduced awards. Report changes in your finances or new outside support as they happen.
  • International students: April 1 before the fall semester you plan to begin.
  • Scholarships with their own deadlines or essays: reference the full descriptions of each scholarship in the Academic Catalogue to find the appropriate dates for submission.

Financial Aid Options

To receive financial aid at WSC, you must:

  • Be admitted to an MA or MDiv program and enrolled full-time (12 or more academic units per semester). Federal student loans are available to half-time students (6 or more units).
  • Maintain at least a 2.0 GPA each semester (some scholarships require a higher GPA).
  • Make satisfactory academic progress toward your degree, as outlined in the Academic Catalogue.
  • Complete the WSC Application for Financial Aid on the recommended timeline.
  • Note: Only admitted students can be reviewed for financial aid or on-campus housing.
Scholarships and Grants

We offer non-repayable scholarships and grants to our students that are awarded on the basis of a variety of factors including financial need, previous academic performance, denominational affiliation, and ministry interests.

How to Apply for Scholarships

We will consider you automatically for all scholarships and grants for which you are eligible. We consider your whole file: your admissions application and references, your current records, faculty and staff input when appropriate, and your WSC Application for Financial Aid. Criteria for individual scholarships and grants are listed in the Academic Catalogue, and you can see which scholarships might be a good fit for you in our Scholarship Quick Guide.

Federal Student Loans

WSC participates in the Federal Direct Loan Program, so eligible students can borrow to cover tuition, fees, and most living expenses. Loans have fixed interest rates, and repayment is deferred while you are enrolled at least half-time and for six months after you graduate.

Limits and terms

  • Limits: up to $50,000 a year for U.S. MDiv students and up to $20,500 for U.S. MA students.
  • Fixed interest rate on each loan.
  • Repayment is deferred during full- and half-time enrollment and for six months after graduation. If you drop below half-time, you also get a six-month grace period.
  • You must be enrolled at least half-time (6+ credits per semester).

Loan eligibility

  • Regular student admitted and enrolled in an approved WSC degree program
  • U.S. citizen or eligible non-citizen; registered with Selective Service (male students)
  • Educational financial need
  • Signed Master Promissory Note (or an active one on file)
  • Submitted the WSC Federal Loan Application to the Financial Aid Office
  • Use WSC’s school code (Title IV code: G22768) when applying for federal aid
  • Completed graduate loan counseling
  • Use of the loan only for educational purposes
  • Satisfactory Academic Progress in a declared program; not in default on any federal student loan

How to apply for a loan

  1. Submit the WSC Federal Loan Application.
  2. Complete a Master Promissory Note and Loan Entrance Counseling (first WSC loan only).
Deferred Payment Plan

Students unable to pay the full semester’s charges should make prior arrangements with the Business Office to fulfill their financial responsibilities through a deferred payment plan. The deferred-payment plan allows students to defer a portion of their tuition and fees. A minimum payment for tuition and fees must be made one week prior to the start of the term. The remaining balance must be paid in two monthly payments. A $50 service charge will be added to the unpaid balance each month.

Financial Aid Forms

Your Path to Aid

A Step-by-Step Guide

  1. Apply for admission

    Complete the short form and you’ll receive a link to your full application by email. Your answers save automatically. Indicate that you’re interested in financial aid.

  2. Pick your priority window

    Review the Key Dates to find your preferred priority window. Financial aid is generally available up to the start of each term, but scholarships and grants are awarded by priority window, so applying early gives you the best chance at the full range of aid.

  3. Gather your forms

    After you’re admitted, our Admissions Counselors will send the Application for Financial Aid for your start term. The WSC Application for Financial Aid for the coming academic term is available by Feb 1 and Sept 1. You’ll also need the Housing Application if you want on-campus housing. Always use the version for the year you’re applying for or renewing.

  4. Complete the application as accurately as you can

    If your finances change (for example, loss of income for you or your spouse), tell the Financial Aid Office as it happens. If you receive outside help after your initial award (a third-party scholarship, church support, and so on), tell us right away. Need-based awards may be recalculated so funds are shared fairly among all students.

  5. Add letters or essays if a scholarship requires them

    Submit these together with your financial aid application. The Scholarship Quick Guide lists what each award requires.

  6. Submit everything by email

    Send your materials to financialaid@wscal.edu.

  7. Committee review

    The Financial Aid Committee begins reviewing completed applications for new students on November 1. Award letters showing the amount of each scholarship follow within 2–4 weeks of the committee’s decision.

  8. Accept your award

    You’ll have a window, generally 2–4 weeks, to accept, as stated in your award letter.

International students

International aid helps degree-seeking students cover seminary costs. Grants and scholarships are limited to billed tuition, so living expenses, including housing, are your responsibility. Only students admitted to a master’s program are reviewed.

  1. Complete the WSC Application for Financial Aid for the year you’re applying for and email it to financialaid@wscal.edu. You must be enrolled (or plan to enroll) full-time, at least 12 units per semester, with at least a 2.0 GPA each semester.
  2. Review the international scholarships offered in the Scholarship Quick Guide. Contact the financial aid office with questions about particular scholarships.
  3. Write any required letters or essays and include them with your application.
  4. Submit everything by April 1 before the fall semester you plan to start.
More for International Students